Parker Family InsuranceHouston-Based, Serving All of Texas

Motorcycle Insurance

Liability, collision, and comprehensive coverage built for how you actually ride — commuting, weekend rides, or track days.

Coverage highlights

  • Liability coverage that meets Texas requirements
  • Collision and comprehensive for accidents, theft, and weather damage
  • Coverage for gear and custom parts add-ons
  • Roadside assistance options for breakdowns
  • Discounts for safety courses and multi-vehicle bundling

Why it matters here

From commuters cutting through Sharpstown traffic to weekend riders chasing open highway across the Hill Country or the Panhandle, we help Texas riders find coverage that matches how — and how often — they actually ride.

FAQ

What's the minimum motorcycle insurance required in Texas?

The same liability minimums as auto insurance apply: $30,000 per person / $60,000 per accident for bodily injury, and $25,000 for property damage.

Does motorcycle insurance cover my gear?

Not automatically — standard policies typically cover the bike itself. Gear and custom parts coverage is often available as an add-on, which is worth discussing if you've invested in aftermarket parts or riding gear.

Can I get a discount for taking a safety course?

Many riders qualify for a discount after completing an approved motorcycle safety course — ask us and we'll check what applies to your policy.

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